Health is a person’s most valuable asset. However, no one is immune to accidents. Even such things as an icy road can disrupt the flow of a lifestyle, bring harm to your health, and cause financial loss. So it’s worth considering the possible risks in advance by making sure you have an insurance plan in place which can really help you by not only compensating financial losses, but supporting you if you become unemployed.

Standard risk categories covered by Accident insurance

• Trauma. A specific injury-related percentage of the insurance sum is paid in the event of minor and average traumas. 
• Disability. The size of the benefit depends on the general level of incapacity directly resulting from the accident.
• Loss of life. The entire benefit is issued in the event of death due to an insurable event.

Individual assessment of insurance premiums

Insurance policies are designed individually according to the risks and insurance amounts chosen by the client. Insurance benefits paid in the event of an accident depend on the amount specified for the risk option and severity of the injuries. The size of the insurance premium also depends on the policyholder’s age, occupation and hobbies.