We offer good deals to safe and experienced drivers.
Insurance premiums are calculated specifically for each driver according to safety record, experience, vehicle and driving location. If you have been driving for several years and have never caused an accident, your insurance premium will cost you a fair deal less than it would be if you had just received your driver’s license or had caused several accidents. If you live in Vilnius you will pay more than someone who lives in Biržai, because traffic conditions in a big city are more complicated and the chances of being involved in an accident are much higher than those of a small town.
Insurance premiums are mostly based on:
- vehicle type (passenger car, supply truck, motorcycle, etc.);
- vehicle engine size;
- location where the owner is registered;
- owner’s age;
- driving (safety) record;
- contract duration (1, 2, ..., 12 months);
- other.