Higher insurance benefit
0 % deduction in case of theft
We do not apply the specified deduction, should you sustain any losses due to the theft. 0 % deduction in case of bigger detriment allows you to cut down your losses, if you suffered from a theft, by as many as several thousand Litas!
The specified deduction is not applied to the majority of car makes, including 42 of the 50 that are insured the most often (e.g., Opel Astra, Toyota Avensis, Honda Accord, Škoda Octavia, etc.). No extra charges for this.
Standard fixed deduction of LTL 375 is valid for all agreements.
We do not apply any deduction (franchise) with regard to glass
Windscreens, mirrors and lights of passenger cars are never applied any franchise, when these are repaired in the workshop recommended by "If" or the car is subject to warrantee and the windscreens are replaced in representative’s company.
No franchise to any event except theft
If you choose the appropriate insurance provision, one event per year shall not be subject to deduction (franchise).
Insurance benefit for the damage to number plates (except personalized number plates) and their frames will not be subject to deduction (franchise).
Other advantages: insurance benefit and transportation
- When calculating the benefit, we do not take the parts’ depreciation into account if the car is 3 or less years old, and even up to 5 years, when the repairs are carried out in the workshop recommended by "If".
- We do not place any limits on the expenses associated with the rescue and transportation from the place of accident to the nearest place of storage or repairs.
- We do not limit the storage expenses from the insured event occurrence date to the vehicle inspection date.
We offer more for the same price:
- Insurance of additional equipment of the car for the amount of LTL 1000 without extra changes.
If your car has “Sherlog” security system installed, CASCO insurance will cost you up to 30 % less.
